After we found out we were pregnant we decided that I would not return to work once Gianna was born. We knew that we would have to tighten the belt a bit since we would be down to one income but we didn't worry too much about it since the hubs was going to reenlist in October and we were planning on using the bonus to pay off the rest of our credit card debt. The army has other plans and now the hubby can't reenlist until March. Which is fine but now we are going to have to tighten our belts even more until then.
One day when discussing finances and our bills we brought up the topic of me going back to work. I immediately started crying hysterically. I can't imagine leaving her alone with anyone. As I've stated in many post's Gianna is a high needs baby. She needs to be held all the time. I mean all the time. And right now I coddle her. She's my first and she is only little once so I cave in and hold her all the time. No one that works in a daycare would do that. If Gianna was the only kid they had all day then of course they could give her the attention she requires, but with four babies to one daycare provider it wouldn't be possible for them to do so. And that's not their fault. That's just the realty of daycare. They can't just give her all the attention and ignore the other kids!I would be stupid to expect them to
And even if I got a job am I only working just to work or would my income be significant enough to warrant going back to work. WE moved to a really small town. The only major store here is Walmart. The rest of the store's are your little mom and pop shops all family owned and ran. So getting a part time retail job would be a little difficult. And there aren't many other jobs available in this town.Especially in my career field. To get a job in my field I'm looking at a minimum of a 45 minute drive to work every day. Then you add in daycare. I priced a few here in town and the cheapest one is 125 bucks a week. Not to bad but if I'm driving an hour to work and an hour back, that's a lot of money going to gas. So in the end is the extra few dollar's I'd actually make worth going back to work for. Right now we decided that no it is not.
So for now I will be a stay at home mom. I have put us on a strict budget and we are trying to not spend frivolously. It's def doable but still an adjustment after two income's. Would the extra cash be nice, of course but I wouldn't give up any time spent with my little girl. With her dad being gone all the time due to work she needs one source of constant and stability in her life.
While I know this decision isn't for everyone it is the best for us right now. I have looked into selling scentsy or other home based businesses but since we live in a predominately military town everyone I know sells something! Everyday I have an invite to a 31, scentsy, partylite, pampered chef or mary kay party. No I don't go due to our budget but that also made me give up on a home based business like that. I do wish I could find some other way to work from home and bring in cash but there aren't too many options. Anyone have any good budgeting tips? Work from home options?